Help! My wages are being garnished
“Help! My wages are being garnished. I don’t know how it happened. How can I get it stopped?” Can it go on for years? WE STOPPED IT!
WE CAN ASSIST. We often hear someone say that their wages are being garnished and they don't know how it happened. Sometimes,...
Medical Debt
According to the Consumer Financial Protection Bureau, medical debt is far and away the number one type of debt reported on consumer credit reports. More than half of all debts in collection are medical debts. An estimated 43 million consumers have at least one medical debt in collection. Nearly one in five...
Playing the odds
When you’re being pursued by a debt collector, sometimes it feels like the odds are against you. Even when you know that the debt is not yours. You keep getting calls. You’ve tried to explain, but they keep calling. And sending letters. And now they’ve filed a lawsuit against you. What can...
Delaware is only #2!
In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second only to Washington, D.C. in this regrettable ranking.
The biggest complaint among consumers has to do with...
Consumer Rights under the Fair Debt Collection Practices Act (FDCPA)
Many of us have debt: credit card debt, a car loan, a mortgage or medical bills. Many of us know what it is like to fall behind on payments toward those debts. But what many of us do not know is that we have rights under the Fair Debt Collection Practices Act...
Improving Your Credit Report
Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which to get bad debt information removed from your credit report.
Delaware Consumer Financial Complaints
In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second only to Washington, D.C. in...
Is Your Social Security Number Compromised?
Identity theft complaints topped the list of fraud reports the FTC received in 2021, with 1,434,695 complaints. ID theft made up about 24% of the 5,883,409 reports of fraud, identity theft, and other complaints.
The most...
Debt Collector is Recording phone calls
Playing the odds with debt collectors
Even when you know that the debt is not yours. You keep getting calls. You’ve tried to explain, but they keep calling. And sending letters. And now they’ve filed a lawsuit...