by Law Office Of Mary Higgins | Dec 9, 2022 | Fair Credit Reporting, Fair Debt Collection
Delaware Consumer Financial Complaints are on the rise. In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Credit Reporting, Fair Debt Collection
Improving Your Credit Report Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Debt Collection
You have rights under the Fair Debt Collection Practices Act Many of us have debt: credit card debt, a car loan, a mortgage, or medical bills. Many of us know what it is like to fall behind on payments toward those debts. But what many of us do not know is that we...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Debt Collection
I’m getting harassing calls from a debt collector. You can’t believe some of the things he’s saying, and you’re not sure anyone else will believe them either. What should you do? Should you secretly record the calls? If you file a federal lawsuit for violations...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Debt Collection
When you’re being pursued by a debt collector, sometimes it feels like the odds are against you. Even when you know that the debt is not yours. You keep getting calls. You’ve tried to explain, but they keep calling. And sending letters. And now they’ve filed a lawsuit...
by Law Office Of Mary Higgins | Dec 7, 2022 | Fair Debt Collection
According to the Consumer Financial Protection Bureau, medical debt is far and away the number one type of debt reported on consumer credit reports. More than half of all debts in collection are medical debts. An estimated 43 million consumers have at least one...
