“Help! My wages are being garnished. I don’t know how it happened. How can I get it stopped?” Can it go on for years? WE STOPPED IT! WE CAN ASSIST. We often hear someone say that their wages are being garnished and they don't know how it happened. Sometimes, there’s...
Medical Debt
Fair Debt Collection, General Law
According to the Consumer Financial Protection Bureau, medical debt is far and away the number one type of debt reported on consumer credit reports. More than half of all debts in collection are medical debts. An estimated 43 million consumers have at least one...
Playing the odds
When you’re being pursued by a debt collector, sometimes it feels like the odds are against you. Even when you know that the debt is not yours. You keep getting calls. You’ve tried to explain, but they keep calling. And sending letters. And now they’ve filed a lawsuit...
Delaware is only #2!
Fair Credit Reporting, Fair Debt Collection, General Law, Telemarketing
In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second only to Washington, D.C. in this regrettable ranking....
Consumer Rights under the Fair Debt Collection Practices Act (FDCPA)
Fair Credit Reporting, Fair Debt Collection, Uncategorized
Many of us have debt: credit card debt, a car loan, a mortgage or medical bills. Many of us know what it is like to fall behind on payments toward those debts. But what many of us do not know is that we have rights under the Fair Debt Collection Practices Act...
Improving Your Credit Report
Fair Credit Reporting, Fair Debt Collection
Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which to get bad debt information...
Is Your Social Security Number Compromised? Then, “Freeze” It!
Fair Credit Reporting, Fair Debt Collection
Identity theft is among the fastest growing crimes in the United States. In 2015 alone, more than 10 million Americans had their identities stolen and their financial information compromised. Hackers have been successful in targeting financial institutions, retail...
Delaware Consumer Financial Complaints
Fair Credit Reporting, Fair Debt Collection
Delaware Consumer Financial Complaints are on the rise. In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second...
How To Improve Your Credit Report
Fair Credit Reporting, Fair Debt Collection
Improving Your Credit Report Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which...
Consumer Rights under the Fair Debt Collection Practices Act (FDCPA)
You have rights under the Fair Debt Collection Practices Act Many of us have debt: credit card debt, a car loan, a mortgage, or medical bills. Many of us know what it is like to fall behind on payments toward those debts. But what many of us do not know is that we...