Depending on where you work, your medical bills may be covered by either your employer or a third-party insurer. Generally, injured workers are entitled to payment of their medical expenses through the state workers’ compensation system. This system provides injured employees with benefits such as medical treatment and wage replacement when they have sustained an injury at work. If your employer is self-insured, meaning they assume responsibility for covering the injured workers’ medical costs, then the employer will pay these bills directly.
In some cases, employers contract out this responsibility to third-party insurers, who assume full financial responsibility for injured employee benefit payments. An injured worker should contact their employer and/or insurance carrier directly to confirm coverage details to receive payment for medical expenses. Suppose you are injured on the job and are unsure who is responsible for your medical bills; In that case, it’s important to contact an attorney or a workers’ compensation specialist for assistance in understanding your rights and receiving payment for medical costs associated with your workplace injury. The specific laws vary in the state of Delaware and depend on the type of injury, thus consulting with a knowledgeable professional is the best way to ensure the successful resolution of your case.
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