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Is Your Social Security Number Compromised? Then, "Freeze" It!

Identity theft complaints topped the list of fraud reports the FTC received in 2021, with 1,434,695 complaints. ID theft made up about 24% of the 5,883,409 reports of fraud, identity theft, and other complaints.

The most...

Improving Your Credit Report

Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which to get bad debt information...

I'm getting harassing calls from a debt collector. You can’t believe some of the things he’s saying, and you’re not sure anyone else will believe them either. What should you do? Should you secretly record the calls? If you file a federal lawsuit for violations of the Fair Debt...

When you’re being pursued by a debt collector, sometimes it feels like the odds are against you.

Even when you know that the debt is not yours. You keep getting calls. You’ve tried to explain, but they keep calling. And sending letters. And now they’ve filed a lawsuit...

According to the Consumer Financial Protection Bureau, medical debt is far and away the number one type of debt reported on consumer credit reports.

More than half of all debts in collection are medical debts. An estimated 43 million consumers have at least one medical debt in collection....